Japan

This comes amidst an overall profit downturn hitting most Japanese banks.

New markets and new target demographics may just help banks stay afloat.

This follows a regulatory change facilitating third party access to accounts and data.

Bad loan ratio stood at 1.8% in September 2017 versus 0.7% for massive banking players.

In general, an API refers to a technical specification for operating a specific program by another program, and it defines command statements (commands and functions) used when the program is operated, a format of data to be transmitted and received, and the like. For example, many businesses today display a Google map when publishing their location on the website. This is realised by outputting map data (Google Maps) using Google's API (Google Maps API).

A shrinking population and negative interest rates are hitting banks right in the gut.

They aim to achieve this through a strategic partnership with venture company ExaWizards.

They have become the most significant, non-US dollar banking player in terms of size.

Japan’s rapidly ageing population is eliminating opportunities for banks to grow their loan portfolios.

“MoneyTap” will be available to their users 24/7.

Lending profit already dropped 2.8% in the fiscal second quarter.

Capital accumulation could support credit profiles amidst weak profitability.

Mitsubishi UFJ Financial Group, Inc.’s (MUFG) banking entity, The Bank of Tokyo-Mitsubishi UFJ, Ltd. has appointed Mr. Andre S. Painchaud as General Manager of Internal Audit and Credit Examination Division (Singapore) and Credit Examination Office (Singapore).

Rising payroll expenses were a key drag on the banks’ financial performance.

It's a continued shift toward assets with higher risk weights.

More than 70% of the banks' overseas loans were to non-Japanese clients.